I am so sorry, Steff! Pneumonia is no joke. Especially sorry that the illness stole some of the precious time with your mom.

I had a trip ruined before we left which isn't quite so bad. When my husband and I were young and broke, we saved for months for a week-long trip to Mexico. We didn't think to buy travel insurance. The day before our flight, I started vomitting. I hoped it was a 24-hour bug and planned to travel anyways. A few hours before the flight, I ended up in the hospital with a severe case of food poisoning . We missed the flight - thank goodness - because it took me about four days to recover. I'm so thankful that experience happened before the trip and not on it. It is so hard to travel when you are sick as you well know!

I hope your recovery is fast and smooth.